Six Reasons Renting Can Be Smarter Than Buying - Forbes

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We tend to think of buying a home as a mandatory part of the American dream. But despite the constant messaging telling us to buy, homeownership may be overrated. A lot of people who shop for homes would actually be better off renting. 

We tend to overlook the historical factors that made homeownership so ubiquitous. Long ago, most families rented or (more rarely) built their homes. Since the New Deal era, the federal government has subsidized homeownership through loan guarantees and the mortgage interest deduction. This policy framework has greatly benefited the real estate industry, as well as millions of homeowners (particularly those who are already wealthy). But owning a home doesn’t make sense for everyone, and in some areas renting could be the smartest move.

(Full disclosure: I own my New York coop but I often wonder why—New York has great rental stock and regulated landlords.) 

Renters Don’t Pay For Repairs 

Here is one of the biggest joys of renting. When things go wrong, renters call the landlord. The stove breaks or the roof leaks—the landlord pays. The average annual cost of home repair and maintenance costs is typically something like 2-4% of the value of the home, and that doesn’t include thousands more in insurance and other costs.

What’s worse is that repair expenses don’t come in nice even charges. Depending on the nature of the repair, it can get quite costly in one year. Those tempted to skip maintenance are participating in the destruction of their own property.

Renters Get Nice Stuff Too Expensive For Owners 

One of the most wasteful aspects of American life is the existence of dead pieces of capital that many of us own but use only 5% of the time. The two-ton car parked in the garage, the dusty gym equipment, the in-ground pool, the pricey washer and dryer: these consumer durables sit unused because you alone own and operate them. (Some people rent out their unused automobile capital with Lyft and Uber, but you have to apply your own labor to that.)

Who can own a pool? Answer: far fewer people than can open a fraction of a pool! As it happens, we typically only use a fraction of a pool. Luxuries such as a gym or a luscious garden come standard at many apartment complexes. Owning a home often means owning deadweight capital. 

Renters Don’t Tie Up Their Money 

Another advantage is not having to put up a huge upfront cost like a down payment. Although renters often pay a security deposit and first and last month's rent, these costs are small in comparison to those made by owners. When purchasing a home with a mortgage, you're required to have a sizable down payment far more than the renter’s upfront costs. If you put down a chunk of money, say $50,000, towards a down payment to buy a home, that is your asset. That $50,000 could instead be earning high risk-adjusted returns on a low-fee investment—say a Vanguard mutual fund—which is a lot more liquid and a lot less expensive to manage than putting all those eggs in one basket. 

A note about prices: If the house you are looking to buy costs more than 20 times the annual rent the home could fetch, get the house may be overvalued. For example a $400,000 home should rent for $1,667 per month or more. If so, it is a good deal. This ratio is based on a price earning ratio of 20. In times of low interest rates the breakeven ratio can be higher, especially in areas with soaring home prices.

Renters Have More Bargaining Power at Work 

You need to be able to credibly leave a job to be well treated by employers. Mobile workers can move for a pay raise or to make a career move. Monopsony power is tied to low mobility and anchoring yourself to a place just gives that power to the employer.

Renters can also live in neighborhoods beyond their reach, whereas home owners stay with their socio-economic spheres. Renters can live virtually anywhere—a tiny apartment in Greenwich Village or a townhouse in Queens. Homeowners are more restricted to neighborhoods they can afford. 

Renters Have More Flexibility In Recessions 

Some of the worst-hit families in the Great Recession were those who lost their jobs and were stuck in their homes. It was even worse if you had to sell assets in your 401(k) at depressed values to pay a mortgage for a house that was underwater (that is, where the mortgage was more than what the house was worth).

By contrast, renters can move to a cheaper place without the hardship of selling assets or paying a mortgage in a recession. Landlords bear the risk of financial hardship, but they are usually more able to plan and capitalize losses. 

Renting Can Be Good For The Economy And The Climate 

Renting is better for the earth than buying, thanks to better-managed properties and the sharing of amenities and capital. Since landlords bear the risk of utility costs rising during the term of the lease, they have an incentive to keep costs low through better energy efficiency.

Rentals are also usually smaller than houses, which keeps down insurance and utility costs. That said, renters do pay some portion of insurance costs because they are folded into the rent, as are property taxes. (A side note: Some people might think that a benefit of renting versus owning is that renters don't pay property taxes. They do. Taxes are folded into the rent. There are good reasons to rent and not buy, but property tax is not one of them.)

The Bottom Line

Homeownership does have its merits, of course. Owning a home might be beneficial over the long run if the house price appreciates more than a diversified financial portfolio, or if people don’t have to move for their jobs or family, or if marriages last, or if neighborhoods and financial situations don’t change. 

Crucially, the housing market is often segmented, meaning rental stock can be of lower quality for the same carrying costs as homeownership—in that case, buying might make sense. Some people really like to improve their homes and renovate, while your landlord will only make “necessary repairs.” 

However, for those who want bargaining power at work, would like to avoid the hassles and financial uncertainty of homeownership, and don’t like owning so much durable consumer capital, renting might be a better option.

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Intelligence Committee members can review impeachment report on Monday - CNN

The report is a chance for Democrats to make their case against the President after weeks of testimony and document collection and is expected to serve as the basis for articles of impeachment that the House Judiciary Committee will consider.

Lawmakers are expected to able to review the report on Monday evening, according to the sources. The committee has scheduled a business meeting on Tuesday to approve the report and transmit it to the Judiciary Committee ahead of that panel's first impeachment hearing on Wednesday.

House Intelligence Chairman Adam Schiff has said that his committee was expected to release the report soon after Thanksgiving that would summarize the panel's findings from its two-month investigation into Trump and Ukraine, in which a dozen witnesses testified publicly.

House Democrats' impeachment investigation is based on a whistleblower complaint from a US intelligence official about Trump's efforts to pressure Ukraine to investigate his political rivals, including former Vice President Joe Biden, a leading 2020 candidate. There is no evidence of wrongdoing by Biden.

Impeachment investigators have deposed 17 people -- most of them professional State Department diplomats, National Security Council experts and a Lieutenant Colonel in the US Army -- and conducted two weeks of public hearings with many of those same witnesses.

The White House and State Department have refused to comply with subpoenas. House Judiciary Chairman Jerrold Nadler, the New York Democrat who will oversee the next phase of the impeachment inquiry in hearings that begin next week, told the White House on Friday that it must give a definitive answer on whether it will participate by 5 p.m. on December 6.

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In the fight against climate change, no one can stand on the sidelines - CNN

I think of my 9-year-old granddaughter. By the time she turns 20, she may be witness to climate change so profound that it pushes an additional 100 million people into poverty. By the time she turns 40, 140 million may become climate migrants — people forced to flee homes that are no longer safe or able to provide them with livelihoods. And if she lives to be 90, the planet may be 3 to 4 degrees hotter and barely livable.

Unless we act. We can avoid this bleak future, and we know what we have to do — reduce emissions, offset what cannot be reduced and adapt to new climate realities. No individual or institution can stand on the sidelines.

Reality check

Our efforts to reduce greenhouse gas emissions through various mitigation measures — phasing out fossil fuels, increasing energy efficiency, adopting renewable energy sources, improving land use and agricultural practices — continue to move forward, but the pace is too slow. We have to scale up and accelerate the transition to a low-carbon economy. At the same time, we must recognize that climate change is already happening and affecting the lives of millions of people. There are more frequent and more severe weather-related events — more droughts, more floods, more heat waves, more storms.

Ready or not, we are entering an age of adaptation. And we need to be smart about it. Adaptation is not a defeat, but rather a defense against what is already happening.

The right investments will deliver a "triple dividend" by averting future losses, spurring economic gains through innovation, and delivering social and environmental benefits to everyone, but particularly to those currently affected and most at risk. Updated building codes can ensure infrastructure and buildings are better able to withstand extreme events. Making agriculture more climate resilient means investing more money in research and development, which in turn opens the door to innovation, growth and healthier communities.

The IMF is stepping up its efforts to deal with climate risk. Our mission is to help our members build stronger economies and improve people's lives through sound monetary, fiscal and structural policies. We consider climate change a systemic risk to the macroeconomy and one in which the IMF is deeply involved through its research and policy advice.

Mitigation plus adaptation

On the mitigation side of the equation, this means intensifying our work on carbon pricing and helping governments craft roadmaps as they navigate their way from brown economies dependent on carbon to green ones that strive to be carbon free.

Carbon taxes are one of the most powerful and efficient tools at their disposal — the latest IMF analysis finds that large emitting countries need to introduce a carbon tax that rises quickly to $75 a ton in 2030, consistent with limiting global warming to two degrees Celsius or less.

But carbon taxes must be implemented in a careful and growth-friendly fashion. The key is to retool the tax system in fair, creative and efficient ways — not just add a new tax. A good example is Sweden, where low- and middle-income households received higher transfers and tax cuts to help offset higher energy costs following the introduction of a carbon tax.

This is a path others can follow, strategically directing part of the revenues that carbon taxes generate back to low-income households that can least afford to pay. With the revenues estimated at 1% to 3% of GDP, a portion could also go to support firms and households that choose green pathways.

While we continue to work to reduce carbon emissions, the increasing frequency of more extreme weather like hurricanes, droughts and floods is affecting people all across the world. Countries already vulnerable to natural disasters suffer the most, not only in terms of immediate loss of life, but also in long-lasting economic effects. In some countries, total economic losses exceed 200% of GDP — as when Hurricane Maria struck Dominica in 2017.

Our emergency lending facilities are designed to provide speedy assistance to low-income countries hit by disasters. But the IMF also works across various fronts on the adaptation side to help countries address climate-related challenges and be able to price risk and provide incentives for investment, including in new technologies.

We support resilience-building strategies, particularly in highly vulnerable countries to help them prepare for and rebound from disasters. And we contribute to building capacity within governments through training and technical assistance to better manage disaster risks and responses.

We work with other organizations to increase the impact of our climate work. One of our most important partnerships is with the World Bank, in particular on climate change policy assessments. Together, we take stock of countries' mitigation and adaption plans, risk management strategies and financing and point to gaps where those countries need investment, policy changes or help in building up their capacity to take the necessary action.

New frontiers

Moving forward, we must also be open to stepping in where and when our expertise can help, and there are other areas where we will be gearing up our work. For example, we will be working more closely with central banks, which, as guardians of both financial and price stability, are now adapting regulatory frameworks and practices to address the multifaceted risks posed by climate change.

Many central banks and other regulators are seeking ways to improve climate risk disclosure and classification standards, which will help financial institutions and investors better assess their climate-related exposures — and help regulators better gauge systemwide risks. The IMF is offering support by working with the Network of Central Banks and Supervisors for Greening the Financial System and other standard-setting bodies.

Central banks and regulators should also help banks, insurers and nonfinancial firms assess their own exposures to climate risk and develop climate-related "stress tests." Such tests can help identify the likely impact of a severe adverse climate-driven shock on the solvency of financial institutions and the stability of the financial system. The IMF will help push forward efforts around climate change stress testing, including through our own assessments of countries' financial sectors and economies. Careful calibration of stress testing for climate change will be needed, because such testing requires assessing the effects of shocks or policy actions that may have little historical precedent.

All these efforts will help ensure that more money will flow into low-carbon, climate-resilient investments. The rapid increase of green bonds is a positive trend, but much more is required to secure our future. It is that simple: We all need to intensify our efforts to work together to exchange knowledge and ideas, to formulate and implement policies and to finance the transition to the new climate economy. Our children and grandchildren are counting on us.

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Airbnb Changed New Orleans—And Now New Orleans Can’t Live Without It - Fortune

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Black Friday 2019: Best deals you can still shop Cyber Weekend - TODAY

Black Friday 2019 has officially come and gone, but most retailers have extended their deals through the weekend. So if you forgot to snag something yesterday, you still have time!

It might seem like the entire world is on sale and that a deal is creeping at every corner. In fact, the National Retail Federation expects more than 165 million people to take part in the five-day shopping marathon from Thanksgiving Day to Cyber Monday. Thankfully, the Shop TODAY team is here to help you cut through the clutter and find the best Black Friday deals (even the ones that are still live after Black Friday).

So happy shopping — and remember to keep checking Shop TODAY to stay updated on the best deals. The below list has deals by category, to quickly jump to the category you're looking for click on the links below:

When we release our Black Friday shopping guides, we make sure all prices are current. But, prices change frequently (hopefully they get lower!), so there’s a chance the prices are now different than what you see below. You can shop all the best Black Friday 2019 deals here.

Best Black Friday TV Deals

1. Amazon Fire Stick

Note: This deal was so popular that it now ships out on December 10. With 2-day shipping, you'll still get it in plenty of time for Christmas.

You can have all of your favorite streaming services available at the touch of a button with the Amazon Fire TV Stick. All you have to do is plug the Fire Stick into your HDTV to get started. The remote even has Alexa capabilities! Just hold down the microphone button at the top, speak your request into the remote and voila! If you want to take it up a notch, the 4K version of the stick is also available for 50% off.

2. Sceptre 32-inch Class HD

This TV has over 4,000 rave reviews from Walmart customers and it's currently on sale for only $85.

3. Samsung 75-inch 4K Smart TV

Black Friday is synonymous with TV deal doorbusters and this 75-inch Samsung model with over 1,000 reviews seems like a great buy.

4. Samsung 70" LED 6 Series Smart 4K UHD TV with HDR

If you're looking for a more affordable TV, this one is under $550 and 70-inches. It has HDMI, USB and Ethernet ports for connection to a wide variety of input devices, and its Wi-Fi compatibility lets you connect mobile devices wirelessly.

Here are some other notable Black Friday TV deals:

Best Black Friday Tech Deals

1. Apple Airpods

Editor's note: This was possibly one of the most talked about Black Friday deals across the internet and by the end of the day the Airpods had sold out on almost all merchants. Right now, you can still get them on Amazon but you should note that they ship in 1-3 weeks. If you have Amazon Prime, this should still get them in by Christmas, but we can't make any guarantees. Although $10 more expensive, Walmart delivery does not appear to be delayed.

Apple AirPods are a TODAY editor favorite! As one contributor wrote, "They've even changed my morning routine. Every morning, I pop the AirPods in and listen to a podcast as I get ready. I'm able to move around freely, do my makeup, pack my bag and bounce around the apartment listening to some of my favorites without waking up my husband in the next room. For that, he is incredibly grateful."

2. Echo Show 5

This smart display was a major bestseller last year and it's back to an affordable price of $50.

3. Philips Sonicare Toothbrush

There's no need to vigorously brush back and forth. The toothbrush creates a strong vibration, capable of whisking away plaque without making gums bleed.

4. Ring Doorbell

With over 6,000 five-star reviews on Amazon, the Ring Video Doorbell 2 is a must-have for home security according to happy shoppers.

5. iRobot Roomba 675

This robot vacuum has multi-surface brushes that pick up everything from small particles to large debris, according to the manufacturer. The robot uses sensors that guide it under and around furniture — so it can get to those difficult-to-reach corners.

6. Belkin Boost Up Wireless Charger

Whether you're looking to wirelessly charge your phone or your new AirPods, this charging pad from Belkin will help you ditch the cord for good.

7. Tile Pro

Never lose your wallet again with this Tile Pro tracker! The Tile easily fits on you keychain, in your wallet or alongiside anything else you want to keep track of.

8. Google Home Mini

In you don't already own a smart speaker, this Google Home mini is a great way to dip your feet into the smart audio world without breaking the bank.

1. Alicia Adams Alpaca Blanket

Accent your favorite couch or bed with these luxurious Alicia Adams alpaca blend canyon throws for 80% off. These make a great gift for grandma or they work as a housewarming gift for someone special.

2. Aqua De Soi

Aqua de Soi candles are made with 100% soy oil and are hand crafted in the USA. Explore this collection of beautifully fragrant and decorative candles offered in sets of two. They also have single candle deals for only $13!

3. Paravel Fold-Up Derby Bag

These celebrity-favorite bags and backpacks fold flat for easy storage and expand when ready for use. They're perfect for traveling when you need to bring a lot of items one way, and nothing back.

4. French Girl Sea Rose & Mint Body Polish Duo

This duo is a great gift for mom! These exfoliating body polishes are formulated with nourishing butters, detoxifying sea salts and natural fruit oils. They are incredibly hydrating and will leave skin feeling silky, soft and smooth.

5. Jennifer Miller Butterfly Necklace

Add sparkle to your wardrobe with these stackable necklaces from Jennifer Miller. They come in gold and silver, and can be worn at 16 or 18-inch lengths.

Best Black Friday Laptop & Computer Deals

1. Apple iPad (Latest Model)

If you've also been meaning to pick up one of these sleek devices, or upgrade your old one, now's your chance. iPads are a simple, portable, reliable tablet. With these discounts, it's well worth it.

2. Apple 13" Macbook Air with Touch ID

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Get a daily roundup of items that will make your life easier, healthier and more stylish.

You can save $200 on this Macbook laptop with 128 GB of storage. If you know a college student who needs a new laptop, this would be an incredible gift.

3. Dell Inspiron 15.6-inch Laptop

Best Buy has tech doorbuster deals all weekend, including a $250 discount on this Dell 15.6-inch touch-screen laptop.

Best Black Friday kitchen deals

1. Dash Rapid Egg Cooker

If your family member or friend has difficulties mastering the hard-boiled egg, this may be the gift for them! This easy to use Dash Rapid Egg Cooker (which also makes poached eggs, scrambled eggs and even omelets) guarantees a perfect breakfast every time you use it!

2. KitchenAid 5-Speed Hand Mixer

Every home chef needs a quality hand mixer in their kitchen and $30 is a great price for one of the most popular hand mixers on the market.

3. Chefman TurboFry Air Fryer

Air fryers are all the rage and this is one of the best deals we've seen for Black Friday.

Best Black Friday Watch Deals

1. Apple Watch Series 3

Save 15% on this Apple Watch at Target. It can be used to track your activity, check text messages, get directions and even control your music while you're on the go! This watch is a great gift for that fitness-obsessed person in your life.

2. Fitbit Charge 3 Activity Tracker

This device provides users with real-time pace and distance information when paired with a phone's GPS, offers guided breathing sessions and advanced capabilities for tracking sleep, including seeing how much light, deep and REM sleep you’re getting each night. The tracker also continuously monitors your heart rate, along with steps, active minutes and calories burned.

3. "Frozen 2" Kids Smart Watch

If you have a "Frozen 2" fan on your shopping list, this watch might make the perfect gift. It's a great combination of practical and fun.

4. Garmin - 5X Sapphire Smartwatch

Originally $600, this sophisticated smartwatch is 50% off today. It can last for up to 12 days on a single charge.

Best Black Friday Clothing Deals

1. Spanx Faux Leather Leggings

Like all Spanx products, the leggings are available in sizes ranging from XS to 3X and there are dozens of styles and colors to choose from. The leggings first hit the market in 2015 — the brand told TODAY that the leggings have sold out numerous times since!

2. Knit Wool-blend Sweater

This soft knit sweater is 65% off today and comes in four seasonally-appropriate shades.

3. Essential Cashmere Crew Neck Sweater

A classic cashmere sweater for under $50? It's almost too good to be true. This crew neck sweater comes in 30 different colors and we wouldn't blame you if you wanted to buy more than one!

4. Signature by Levi Strauss & Co.

These slimming jeggings are a TODAY favorite! They flatter your figure and are extremely comfortable at the same time.

5. Outdoor Voices 7/8 Flex Leggings

This D2C brand seems to be everywhere these days and users are obsessed with their ultra thick, sculpting leggings. They're offering 25% off site-wide with the code THANKS25.

For more Black Friday leggings deals we also love:

6. L.L. Bean Boots

L.L. Bean is offering 20% off their entire site through December 3 with the code THANKS20. We love these classic boots but we're also adding their packable jackets and PJ sets to our cart.

7. Long-sleeved Cowl Neck Tunic

We're loving the button detail on the cowl neck of this sweater. It's a casual look that still feels put together!

8. Ruffle Polka Dot Loose Swing Dress

This dress comes in multiple colors with the polka dot pattern, solid colors and even a leopard print option. Throw on a pair of tights and booties and you have the perfect fall ensemble.

9. Women's Sherpa Sweatshirt

Sherpa everything, please! This hoodie can be filed into the "comfortable yet cute" category. It also has a front pocket to keep your hands nice and warm. It comes in sizes from XS to 4X.

10. The Zoe Bow Mule

We may have just found the perfect holiday shoe! From festive holiday gatherings to New Year's Eve, these shoes will look so classy! They are currently 30% off with the code GIFTWELL and are a Madewell bestseller!

11. Women's UGG Pearle Slippers

UGG slippers are both cozy and durable! This simple black pair - made from rich leather and lined with luxurious natural wool - would go with anything in your closet and can be worn both inside and outside. They're also offering a similar men's pair for just $48!

12. Express Long Belted Wool-Blend Front Car Coat

Express is offering 50% their entire website for Black Friday and they have seriously amazing finds! This long belted wool coat looks comfortable, warm, trendy - and it comes in three colors: camel, ivory and pitch black.

Best Black Friday Beauty Deals

1. Serious Skincare InstA-Tox Instant Wrinkle Smoothing Serum

This serum was one of Kathie Lee's Favorite Things last fall. "It tightens everything and [makes] the smoothest canvas to put your makeup on."

2. L'Oreal Paris Voluminous Lash Paradise Mascara

One tube of this mascara sells ever 5 seconds, and right now you can get 2 for $13. "It really lengthened my lashes!" one TODAY editor said. "I love that it applies easily and doesn't smudge all over the place."

3. Hyaluraonic Acid Serum for Skin

This affordable serum has over 9,000 reviews and is said to give plumper, softer and smoother skin over time. Here's a handy explainer on hyaluronic acid if you need more convincing!

4. Kiehl's Ultra Facial Cleanser

On Nordstrom right now you can save up to 50% off on select Kiehl's product. This gentle cleanser is one of our favorites. TODAY Director of Commerce Jen Birkhofer swears by it for travel: "It's gentle on skin, won't over dry and smells really nice."

5. Peter Thomas Roth Camu Camu Power C x 30 Vitamin C Brightening Face Moisturizer

We're not seeing this deal anywhere other than Walmart and it's definitely one worth snatching up! This serum is a fan-favorite and Peter Thomas Roth products are a staple in many TODAY beauty articles. Many Peter Thomas Roth items are on sale at Walmart if you're looking for a new moisturizer, an exfoliant, or a highly rated face mask.

6. Estee Lauder Advanced Night Repair

Estee Lauder's Advanced Night Repair line has been an anti-aging favorite for years and now you can score the serum for 25% off with code FRIDAY19.

7. Revlon One-Step Hair Dryer & Volumizer

It's true, we just cannot get enough of this hot hair tool. It was an Allure Best of Beauty 2019 winner and can straighten and dry your hair in about 10 minutes or less. This is the lowest price on it we've seen all year.

8. Urban Decay Naked3 Palette

This hot palette has just shy of five stars on Ulta Beauty and over 1,300 positive reviews. For half the original price you could get 12 stunning, brown, neutral matte shadows.

Best Black Friday Furniture Deals

1. Sealy Firm Pillow Top Mattress + Box Spring

Bring in the new year on a new mattress! You can get this mattress and box spring combo for over 60% off.

2. Casper Sleep Essential Mattress

This affordable mattress is great for people who want the ease of shopping online. Not only is it made with three foam layers that sleep cool, it comes with a risk-free 100-night trial.

3. YnM Weighted Blanket

Weighted blankets have been all the rage this year and this top-rated model is 28% off today.

4. Serta Chelsea 3-Seat Multi-function Sofa

This modern piece functions as a sofa, lounger and bed all in one. You'll be hard-pressed to find another convertible piece like this under $100.

5. Barefoot Dreams Cozy Chic Throw Blanket

This cloud-like throw blanket will make it even harder to get out of bed in the morning - but who said that's a bad thing? The cozy blanket's easy-care fabric won't shrink, pill or wrinkle, which makes it perfect to snuggle up with on the couch or even on-the-go while traveling.

Best Black Friday Toy Deals

1. WOW! Stuff Collection "Harry Potter" Invisibility Cloak Deluxe Version

Calling all Potterheads! The invisibility cloak is more than just a fable, it's a lifelike toy that your kids can enjoy at home! With the help of a smartphone or tablet, your kid can vanish from a photo in seconds.

2. Skyrocket Blume Secret Surprise Garden Playset

This is one of the toys that Adobe Insights predicted as a top seller for the holiday. This play set is filled with over 30 hidden treasures, allowing for tons of creativity and imaginative play.

3. Playmobil Mission Rocket with Launch Site

Blast into the holiday season with this multi-piece mission rocket launch set. With light-up booster rockets and realistic launch sounds, this stellar set will keep your child engaged for hours on end.

4. Little Live Scruff-a-Luvs Plush Mystery Rescue Pet

These tiny fur balls continue to dominate the holiday toy rush. They transform into cute stuffed animals with the love and care from their new owner. They're meant for kids ages 2 and up and are currently the No. 1 release on Amazon for plush interactive toys.

5. Sega Genesis Mini

Another hot toy for the holidays, this set comes with a SEGA Genesis Mini Console, 2 wired controllers, 40 games, a power cable and a USB adapter/HDMI cable. It's loaded with 40 legendary games and is ready to play right out of the box!

6. Barbie Dream House

Barbie houses can get pretty expensive, but this spacious Malibu house is down to $179 on Walmart, Amazon and Target.

7. WowWee Pixie Belles

If you look at the best performing gifts of the holiday season, you're bound to find these Pixie Belles close to the top. With three modes — nurture, pixie power dance and spin mode — this product will provide never-ending amusement.

8. Alex Fantastic Spinner Kids Art and Craft Activity

Get your kid away from the screen with this fun art spinner that will help them make masterpiece after masterpiece. It comes with a spinner, four bottles of paint, 20 paper cards, three colored cards and a splash shield (so clean-up will be a breeze).

9. Barbie Astrophysicist Doll

Gone are the days when Barbie was simply a doll who dressed up in heels and a pretty outfit. This Astrophysicist edition is breaking stereotypes left and right, so that playtime can spark some big dreams.

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